FAQs Related to Deposit With Zupp

Q. What is Yatra Nidhi?

Ans: Yatra Nidhi is a unique savings and investment platform designed for travel enthusiasts. It allows you to set aside funds for trips and earn returns, which can be redeemed exclusively for travel purposes like booking flights, hotels, or vacation packages.

Q. How does Yatra Nidhi work?

Q. Who can invest in Yatra Nidhi?

Ans: Yatra Nidhi is open to individuals who meet the eligibility criteria, typically those above 18 years of age with valid ID proof and a bank account.

Q. Can I withdraw money from Yatra Nidhi?

Ans: Yes, you can withdraw your principal amount anytime.

Q. What returns can I expect on my Yatra Nidhi investment?

Ans: The expected returns on Yatra Nidhi are estimated to be between 12% and 140% annually. While we focus on stable, long-term growth, returns depend on market conditions. Longer durations typically yield higher returns. You can check specific rates in your Yatra Nidhi account dashboard.

Q. Are there any fees for using Yatra Nidhi?

Ans: No, Yatra Nidhi does not charge any fees. All your investments go toward your travel fund, and returns are added as per the terms.

Q. Is Yatra Nidhi a safe investment plan?

Ans: Yes, Yatra Nidhi prioritizes safety by focusing on zero-risk investments. There is zero level of risk involved, and returns are guaranteed.

Q. Can I use Yatra Nidhi funds for any destination or service?

Ans: Absolutely! Yatra Nidhi funds can be used for flights, hotels, vacation packages, or any travel service available on our platform.

Q. Is there a minimum or maximum investment limit in Yatra Nidhi?

Q. How do I deposit money into Yatra Nidhi?

Ans: Log in to your account, head to the Yatra Nidhi section, and click on “Add Funds.” Select your preferred amount, choose a payment method, and your Yatra Nidhi journey begins!

Q. Are my Yatra Nidhi funds secure?

Ans: Yes, your funds are entirely secure. We use state-of-the-art encryption and follow industry best practices to ensure the safety of your investments.

Q. Can I transfer my Yatra Nidhi funds to another user?

Ans: No, Yatra Nidhi funds are non-transferable and can only be used by the account holder.

Q. What happens if I don’t use my Yatra Nidhi funds within a specific period?

Ans: Your funds in Yatra Nidhi do not expire. However, returns may stop accruing after a certain period. Refer to your account for more details.

Q. How do I redeem my Yatra Nidhi funds?

Ans: When booking on our platform, choose Yatra Nidhi as your payment method at checkout. The applicable balance will be deducted from your account automatically.

Q. Can I combine Yatra Nidhi funds with other payment methods?

Ans: Yes, you can use Yatra Nidhi funds partially and pay the remaining amount using another payment method.

Q. What happens if my trip gets cancelled?

Ans: In case of a cancellation, the funds used from Yatra Nidhi will be credited back to your Yatra Nidhi account as per our cancellation policy.

Q. Is Yatra Nidhi available for group bookings?

Ans: Yes, Yatra Nidhi can be used for group bookings, provided they are made from your account.

Q. What are the available payment methods for Yatra Nidhi?

Ans: You can make payments for Yatra Nidhi via bank transfer, UPI, credit/debit cards, or other online payment methods, as per your preference.

Q. Can I invest in installment's in Yatra Nidhi?

Ans: Yes, Yatra Nidhi offers flexible installment options. You can set up monthly, quarterly, or yearly payments based on what suits you best.

Q. Can I increase or decrease my investment amount in Yatra Nidhi during the term?

Ans: No, you cannot adjust your investment amount by contributing more or opting for a partial redemption, in line with the terms of Yatra Nidhi.

Q. How can I track the progress of my investment in Yatra Nidhi?

Ans: You will receive regular updates on your investment's performance. You can also track your portfolio through our online portal or mobile app, where you can view statements, returns, and other details.

Q. Is there any tax liability on the returns from Yatra Nidhi?

Ans: No, returns from Yatra Nidhi are not subject to taxes.

Q. Can I withdraw the interest earned on my Yatra Nidhi investment?

Ans: Once you’ve earned interest on your investment, you can withdraw the full amount you initially invested, but the interest earned cannot be withdrawn as cash. The interest is applicable only for travel bookings on our platform, and it can be used exclusively for booking flights, hotels, or vacation packages.

Q. What happens if I miss a payment for Yatra Nidhi?

Ans: If you miss a payment for Yatra Nidhi, there may be a grace period. After that, your investment might be affected. Please refer to the payment terms for details on penalties and actions taken for missed payments.

Q. How can I get support for Yatra Nidhi-related queries?

Ans: Our customer support team is here to help! You can contact us via email or use the chat feature in your Yatra Nidhi dashboard for assistance.